Take it today and take time to pay – with no interest, ever. With humm you can apply for up to $3,000. Get fast approval and your choice to repay weekly or fortnightly over 2.5 months or fortnightly over 6 months (1). Plus each payment frees your balance to spend again.
Humm helps everyday NZ'ers Buy Now Pay Later. Our payment plans are great value because humm customers pay no interest ever.
Buy 'Little things' up to $1000 and the choice to repay weekly or fortnightly in 5 or 10 slices - over 2.5 months.
Buy Big things' up to $3000 and the choice to repay fortnightly in 14 slices over 6 months.
This bit's super simple. First things first: depending on whether you're an Apple or Android person, go to either the App Store or Google Play and download the App.
Once you've got the App running, just follow the steps and you'll be good to go.
Pre-approval is the way to go on this. Apply before you shop, through the humm App. Just tell us how much you'd like pre-approved (up to $3,000) or let us pick an amount for you. All you need to do is share access to your bank statements for information to help us in our approval process.
Humm is fast and simple, once approved, to use no matter where you prefer to shop. Online, simply select humm at checkout and you will be taken through to humm to confirm your payment.
For little things, it's easy you can apply for up to $1,000. Approval is fast and easy and you get a choice to repay either fortnightly or weekly over 2.5 months1. Plus each payment frees your balance to spend again.
humm is only available in store at Ubertec, there is a 4% surcharge on choosing humm payment selection
No they're not. When you buy a 'Big things' there will be an establishment fee of $20 and a monthly fee of $2.50, for any month where your balance is greater than zero2.
When you buy using humm 'Little things' there are no fees, if you pay it back in full on time2.
For full details read our FAQs.